FAQs
Q: What are the requirements to get approved for a loan?
A: The most important requirement is that you own a "clear" title on your paid-off or nearly paid-off vehicle. Other than that, the requirements for each customer will vary.
Q: What is the maximum loan amount?
A: Your maximum loan amount is based on the value of your vehicle.
Q: What can I do with the money I get from Imperial Valley Auto loans?
A: It is your money, use it however you would like!
Q: How do I apply?
A: Apply Online or call us toll free at: 877-234-4737
Q: How long do I have to pay back my loan?
A: Our average term is 24 months. Depending on various factors, we can offer longer or shorter payment terms to best fit your needs.
Q: How do I get in touch with you?
A: Call us at toll free at 877-234-4737 or e-mail us at: info@cashforpinkslip.com
Q: Will you pull my credit report?
A: Yes, we will pull your credit report at the time we process your application. However, keep in mind that bad credit and/or credit blemishes have little weight on your eligibility for a loan.
Q: How long will it take for me to hear whether I have been approved?
A: Imperial Valley Auto Loans will provide you with a decision minutes after you have submitted your application, Mon-Fri from 8am-5pm. If you apply at any other time, you will be notified first thing in the morning on the following business day.
Q: What happens after my application is approved?
A: You will be contacted with your loan amount and terms, and will have the opportunity to accept or reject our offer. Then, Imperial Valley Auto Loans will set up a convenient time to bring the loan contract to you for your signature.
Q: How fast will I get my money?
A: In most cases, the same day. We will send your cash by money gram, check, or ACH (wire transfer into your account).
Q: What is the APR and how is it calculated?
A: The Annual Percentage Rate (APR) is based on your current daily outstanding balance.
Q: When will my first payment be due?
A: Your first payment will be due 30 days after you receive your money.
Q: How do I make my payments?
A: You may mail your payments to our payment center, pay by phone with a check, or you may set up monthly automatic electronic debits from your checking account.
Q: Can I pay off my loan early without a penalty?
A: Yes, Imperial Valley Auto Loans does not charge pre-payment fees. You can pay off any portion of your loan at any time without incurring a penalty.
Q: I received a solicitation letter may I opt out?
A: Yes, you may opt out of any future solicitations which originated from Experian, click here to view entire opt out notice.