The most important requirement is that you own a 'clear' title on your paid-off or nearly paid-off vehicle. Other than that, the requirements for each customer will vary.

Your maximum loan amount is based on the value of your vehicle.

It is your money, use it however you would like!

Apply Online or call us at 760-352-5111 or 760-357-1802

Our average term is 24 months. Depending on various factors, we can offer longer or shorter payment terms to best fit your needs.

Call us at toll free at 760-352-5111 or 760-357-1802 or via contact form

Yes, we will pull your credit report at the time we process your application. However, keep in mind that bad credit and/or credit blemishes have little weight on your eligibility for a loan.

Imperial Valley Auto Loans will provide you with a decision minutes after you have submitted your application, Mon-Fri from 8am-5pm. If you apply at any other time, you will be notified first thing in the morning on the following business day.

You will be contacted with your loan amount and terms, and will have the opportunity to accept or reject our offer. Then, Imperial Valley Auto Loans will set up a convenient time to bring the loan contract to you for your signature.

In most cases, the same day. We will send your cash by money gram, check, or ACH (wire transfer into your account).

The Annual Percentage Rate (APR) is based on your current daily outstanding balance.

Your first payment will be due 30 days after you receive your money.

You may mail your payments to our payment center, pay by phone with a check, or you may set up monthly automatic electronic debits from your checking account

Yes, Imperial Valley Auto Loans does not charge pre-payment fees. You can pay off any portion of your loan at any time without incurring a penalty.

Yes, you may opt out of any future solicitations which originated from Experian, click here to view entire opt out notice.